English translation — Likkutei Sichos Volume 1, page 155

11.

In the matter of giving an item on condition to return it,

there are two modes: borrowing (asking) and lending.

The difference between the two is: by borrowing (asking) - the borrower must return the same item that he took,

it does not become his.

But a loan - is given for spending,

it becomes entirely the borrower's,

and he may use it for various matters.

That this corresponds to the portion of Shekalim which is read today,

and as is known the word of the old Rebbe that one must live with the time,

with the reading in the Torah of the time,

that in the half-shekel all Jews participated.

Parshat Shekalim 5718)